Financial planners should avoid adopting a one-size-fits-all approach when providing advice to clients in retirement as it will not be effective.

Financial advisers will experience some respite from regulatory change in 2022 that will allow them to focus on improving practice profitability.

Two differing positions within the law continue to create uncertainty as to whether SMSF advisers must comply with the DDO regime.

The ability of an SMSF trustee to make rational decisions can be linked to the complexity of a particular action and capacity should not be assumed.

Advisers should not presume the incapacity of a client to act in one area will restrict them from acting in another.