Borrowing in superannuation is not new. Every day retail, industry and public sector funds as well as SMSFs invest in managed funds, shares and many other types of investments where the managers or directors of those companies have chosen to borrow to further unit holder or shareholder returns.

There is no doubt SMSFs are a big sector of the economy and a favoured savings vehicle for those who aspire to lead a comfortable life in retirement. With $1 trillion expected to be in the sector, all things being equal, by 2020, it is a significant weight of money not to be messed with. 

Australian SMSF Members Association (ASMA) members are surveyed on a regular basis to get their views on specific subjects that relate to their SMSF. The surveys are quick but comprehensive and on average we receive 250-plus responses from each survey, and that is over a short 24-hour period.