SMSF retirees should consider whether their goal is to grow, preserve or spend their savings over retirement to best determine their financial strategy, according to Accurium.

Innovative pension strategies can allow SMSF trustees to use the super reform regulations to benefit from falling markets, a superannuation specialist has said.

The investment diversification strategy implemented by many SMSF members may not be effective, even when it involves multiple asset classes, leaving room for the inclusion of high-grade bonds to provide a truly defensive portfolio component, a global fund manager has said.

SMSF advisers must tailor strategies for all demographics to demonstrate the real appeal this retirement savings structure has for all superannuants, a sector expert has said.

Advisers should reconsider the transition-to-retirement income stream (TRIS) strategies they apply for their clients due to the changed characteristics of these structures in the wake of the superannuation reforms, an SMSF expert has said.

A new decision-making framework that uses four variables to assist investors in deciding how to implement index investing, an active strategy or a combination could provide a more deliberate process for SMSF advisers and trustees when determining these allocations within their portfolios.

The necessity to replicate standard process makes the strategy of holding two SMSFs to comply with the new super reforms one that trustees must consider carefully before implementation, according to a specialist educational provider.