SMSF members should examine the tax benefits of nominating their estate as the beneficiary of a super death benefit if they want it to go outside the family, an SMSF legal expert says.

Dual superannuation funds can be used to separate assets in a blended family and to ensure benefits go where they are intended, an SMSF specialist has suggested.

Trustees should consider who will be in control of their SMSF decisions when a member dies or loses capacity, and ensure their documentation reflects this.

A legal specialist has warned financial advisers need to give just as much consideration to language as they do figures when providing estate planning advice.