Australians who have a financial adviser remain significantly more confident and satisfied about their finances, according to the Financial Advice Association Australia (FAAA) Value of Advice Index for 2025.
The percentage of Certified Financial Planner (CFP) advised Australians who indicated they were financially confident increased from 75 per cent to 76 per cent in 2025 while just 57 per cent of unadvised clients said they were financially confident, unchanged from 2024.
Similar percentages of CFP professional advised Australians said they were financially satisfied at 77 per cent, up from 75 per cent in 2024, while the percentage of unadvised Australians that were financially satisfied remained stagnant at 55 per cent.
“It’s been a tough year. Cost-of-living pressures are still very real, and while inflation has eased a bit, economic uncertainty and global events continue to weigh on household confidence,” FAAA chief executive Sarah Abood noted.
“Even with all that, the indicators we track around the value of advice continue to show the positive impact of financial advice. In fact, the difference between those who have advice and those who don’t is growing as Australians are seeing the value of financial advice, not despite uncertain markets, but because of them,” she added.
Nearly all (96 per cent) people who work with a financial adviser reported having that relationship has made them remain confident in their financial strategy during market volatility and geopolitical uncertainty, and 81 per cent feel their adviser’s value increases during these periods.
“Nearly all advised consumers say their financial adviser has made them tangibly better off financially, proving that financial advice is not too expensive to be worthwhile,” Abood recgonised.
Further she pointed out even those on average incomes found value in advice despite the perceived cost.
“Nine in 10 of those surveyed who earn $120,000 a year or less andwork with an adviser feel financially secure – well above the level of unadvised consumers on the same income,” she concluded.
