Housing affordability is an escalating struggle for Australians, but using superannuation money for a home deposit is not part of the retirement savings system’s game plan.

Treasury’s white paper on the reform of Australia’s tax system is expected to be extensive, which has the industry bracing for changes that could potentially flip the super system upside down.

SMSF investors are driving the agenda when it comes to investment behaviour as they hunt for growth assets to boost their portfolios. Elizabeth Somerville examines where this group is finding opportunities, the factors influencing their decisions and areas to leverage for those providing advice in the sector.