SMSFs have traditionally had low allocations to fixed income investments. But a growing search for capital stability and predictable income is set to increase SMSFs’ use of this asset class to build more defensive portfolios, Richard Murphy explains

Receiving poor service or becoming a victim of financial services product failure is something every SMSF member risks.

The proposed introduction of a lifetime cap for non-concessional superannuation contributions has given renewed relevance to the rules governing excess contributions refunds.