News

Investments, Retirement

Franking credits an income buffer but not solution

franking credits; income streams;

Franking credit refunds have boosted retiree incomes, but new solutions are required to offset the low interest rate environment.

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Property, Retirement

Equity release may help keep super intact

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Equity release solutions should be used to reduce the rising number of Australians using their superannuation to ease mortgage debts.

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ATO, Tax

TPB warns against unregistered tax agents

TPB; unregistered; tax agents

The dangers of using an unregistered tax agent have been spelled out by the Tax Practitioners Board.

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Documentation

Incapacity definition requires caution

incapacity; definition; documentation

A senior SMSF consultant has warned setting a definition for incapacity with regard to proper super fund documentation is not a simple task and advisers should be wary of the associated complexity.

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Superannuation

Campaign launched to better define super objective

superannuation; objective; campaign

SuperConcepts is spearheading a campaign encouraging Australians to contribute to defining the purpose of the superannuation system.

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LRBA, Property

Stay within safe harbour with LRBAs

LRBA; safe harbour; Division 7A

SMSFs should keep an eye on both the safe harbour guidelines and Division 7A to ensure loans made to the fund are not treated as contributions.

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Retirement, Strategy

New financial year should prompt strategy review

retirement; savings; strategy

The new financial year and the changes it brings to the superannuation rules should prompt advisers and their clients to review their retirement savings strategies.

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Financial Planning

Affordable advice an increasing challenge

affordable; financial; advice; planners

The ability to provide affordable advice has been revealed by the latest industry research as a growing challenge for the financial planner community.

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Investments

SMSFs less keen on blue-chip stocks

SMSFs; blue-chip; stocks

SMSF investors turned away from blue-chip stocks in the 2019 financial year, focusing their attention on infrastructure and ETFs instead.

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Retirement, Strategy

Aged care skills needed to meet ethics code

Aged care; ethics; financial advisers

Financial advisers who fail to consider aged care as part of their advice offering may be in breach of ethics requirements set down by FASEA.

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