The investment diversification strategy implemented by many SMSF members may not be effective, even when it involves multiple asset classes, leaving room for the inclusion of high-grade bonds to provide a truly defensive portfolio component, a global fund manager has said.

SMSF advisers must tailor strategies for all demographics to demonstrate the real appeal this retirement savings structure has for all superannuants, a sector expert has said.

Advisers should reconsider the transition-to-retirement income stream (TRIS) strategies they apply for their clients due to the changed characteristics of these structures in the wake of the superannuation reforms, an SMSF expert has said.

A new decision-making framework that uses four variables to assist investors in deciding how to implement index investing, an active strategy or a combination could provide a more deliberate process for SMSF advisers and trustees when determining these allocations within their portfolios.

The necessity to replicate standard process makes the strategy of holding two SMSFs to comply with the new super reforms one that trustees must consider carefully before implementation, according to a specialist educational provider.

SMSF advisers must exercise caution when advising on contribution splitting strategies, particularly for the $1.6 million transfer balance cap, as potential lawsuits could arise where clients miss out on bringing in larger amounts to pension phase, a technical expert has warned.

Partial pension commutations have the potential to become more common as part of a strategy to comply with the transfer balance cap (TBC), the director of an advisory firm has said.

The strategy to use family trusts in conjunction with SMSFs is potentially going to gain significance for retirees in the wake of the new super reforms, a specialist lawyer has predicted.

Listed wealth management platform Hub24 has revealed it will continue to expand its product menu for advisers to address SMSF portfolio needs as part of its ongoing plans for the sector.