Investment bonds offer similar tax-free and estate planning benefits as SMSFs, but still remain underused by Australian investors.

Not all offers of shares from an employer can be passed through to an SMSF, with details of the transaction often hidden behind the name.

A deeper examination of SMSF underperformance may reveal it is caused in some cases by the life cycle of fund members rather than poor investments.

The ATO has made the SMSF sector aware of the need for diversity in an investment portfolio, but this is not a legal obligation that must be met.

Analysis of SMSF data has identified the defining factor as to why certain funds underperform other types of retirement savings vehicles.

Calls to amend the wholesale investor test lack evidence of the harm the current threshold creates and ignore the voice of consumers.

Jaaims has responded to investors’ call for further diversification by launching six new portfolios on its artificial intelligence trading platform.