The changes to the superannuation system could be increasing the risk levels involved for financial advisers due to their restrictive nature and the increasing need to put strategies in place as early as possible to facilitate the best possible client outcome, according to a technical expert.

Financial advisers need to use suitable benchmarks to assess the performance of their clients’ SMSFs in order to give trustees the best possible opportunity to make informed investment decisions, an investment analyst has said.

Mathematical financial modelling specialist Optimo Financial is in the process of developing its online personal finance modelling system to make it applicable for an SMSF audience.