It’s hard to beat personal responsibility as a reason for taking an interest.

Dare I say it: advisers and clients face an unprecedented time of certainty. There you go, I am saying it. We face a period with certainty about how the superannuation rules are going to work, and we have seven months to prepare ourselves and our clients for that future.

Research shows it takes around nine months to travel from Earth to Mars, history tells us it’s the equivalent time of an average gestation period, and financial planning nous tells us that’s how much time there is to maximise the benefits from the federal government’s super changes, which will take effect from 1 July 2017.

You may be mistaken for thinking the hot topic for SMSFs involves leveraging property investments or even strategic asset allocation. In fact, the humble trust deed is one of the most topical of all SMSF-related issues I have come across.